Your car has finally gasped its last breath, leaving you in a dilemma. You desperately need a car today, as you depend on it to get you to your job and you cannot afford to be docked or maybe even fired. The problem is, you know you have bad credit and you have no idea as to who to call to get financing for the car.
In this situation, the best thing you can do is to go to the internet. Type in a search for bad credit loans. You will get a list of numerous companies willing to do business with you. Go down the list and pick several of these companies that offer instant approval no matter what your credit is. Go to the companies' websites and get an idea of what their interest rates and terms are.
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Pick maybe three of these companies that seem to suit your personal financial situation. Call the Better Business Bureau and find out if these are legitimate and reputable companies, and if they have any complaints against them.
If you get satisfactory answers without ruling any of the three out, sit down and compare them side by side. Pick the one that looks best for your situation. Then go to their website and fill in a very short credit application. If you have picked a company that offers instant approval regardless of credit, you will immediately be approved. Many of these companies are tied in with local automobile dealers and will get one to call you. From that point all you have to do is go see that dealer and pick out the car. The dealer will handle all the paperwork between you and the financing company. You will have gone from what seemed like a hopeless situation to riding in your newly purchased car in a matter of only a few hours.
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